Is buying a franchise right for me?

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Franchising can offer some big benefits and is often lower risk than starting from scratch - but it's not for everybody. Check out the pros and cons below to help figure out which path is the right one for you.

Who suits franchising?

  • Franchising can be a great option if you know you want to run your own business but you don't have a business idea.
  • It's also good for first-time business owners, as it offers support and training and for many networks you don't need any prior experience. Starting up solo can be much more daunting as it requires skills in every single area, from accounting to PR to sales.
  • It can also be a better option if you don't have much of your own money to put into a business, as you're usually more likely to secure bank finance than you would if you were starting from scratch.
  • But franchising isn't just for first-timers. It can also be a great opportunity for more experienced businesspeople to make profit in a relatively secure set-up, providing the possibility of fast growth without all the risk involved with starting up.
  • It's also a strong option if you want to get a business up and running quickly, as you can simply follow templates and already-tested working methods rather than spending months trying out different ideas and floundering about trying to get everything in place.
  • It's a good way of getting into a sector you have no experience in, as your franchisor will give you training rather than you entering it with no knowledge and resultantly risking failure.

The advantages of buying a franchise

  • Franchises are lower risk than startups. The business model has been tried and tested. 90% of franchises are still trading profitably despite the recession.
  • It's usually easier to secure funding than with a start-up. A good franchisor will help you, and banks are more likely to lend to a franchise than a start-up because the business model is proven and has a history.
  • You don't need to come up with a new idea or spend months researching it and testing, only to find at the end you can't get a patent or it's not commercially viable.
  • Support, both from the franchisor and sometimes from other franchisees in your franchise network too. The amount of guidance a franchisor provides will be laid out in your contract. Look into it before deciding which franchise operation to join as it can make a big difference.
  • Training is almost always provided by the franchisor.
  • The business is close to ready-made. If you pick wisely, you won't have to worry about figuring out how to sell, brand, operate, design your store and so on, because your franchisor will have tried-and-tested models for you to follow. You can pick a franchise system that gives you more freedom if you want more independence in these areas.
  • You gain access to an already-established brand rather than having to spend loads  of money on market research and loads of time on building reputation and awareness and identity.
  • Sometimes your premises comes as part of the franchise agreement so you don't have to spend months sorting that out either.
  • Big franchise operations usually do most of the advertising and marketing for you, or at least for your brand.
  • Franchisors often give their franchisees access to cheaper suppliers, which saves you times, hassle and money.
  • Some franchise operations encourage staff loyalty as the brand is well-known and loved. (Although certainly not all of them - not that many people enjoy their first job deep-frying chips in McDonald's, however much they might like the food!)

The disadvantages of buying a franchise

  • It can feel limiting. You have to adhere to the franchisor's terms and meet their standards. (If you think this could be an issue but know you want to run a franchise, pick an operation where you get as much freedom as possible.)
  • It may be frustrating to not have complete authority over the services and products sold within a franchise, since it must all be agreed by the franchisor.
  • For that reason, it's not suited to people with loads of business ideas who like doing things their own way.
  • It can be costly. You have to buy the rights to the franchise, which on average costs £15,000. But new franchisees are likely to need to borrow an average of £68,300 in total for initial investment, as you need to buy equipment, premises and so on. With a start-up you may feel more able to bootstrap.
  • You usually have to give a share of profits to the franchisor or pay an annual fee.
  • If the brand gets tarnished by other franchisees, there's nothing you can do about it.
  • You're also vulnerable to the state of the franchise operation as a whole.

FAQ

Is franchising always a safe bet?
92% of business start-ups using a business format franchise system are likely to succeed, compared with 50% of all the start-up business stock. But big franchise operations are not exempt from problems. Your success is dependent on how well you maintain the franchise. And because authority remains with the franchisor, you may be forced to sell at some point down the line (though this is a worst-case scenario).

Jargon Buster

Franchisor: A company that licenses their trade name to another person or party.

Franchisee: The persons or business who have paid to trade under the trade name of the franchisor.

Resources

Smarta Business Builder has everything you need to start and manage a business in one place.

NatWest has the longest established dedicated Franchise department of the banks and recently launched a £100m Franchise Fund in order to help boost the sector. This fund is endorsed by the British Franchise Association and is aimed at people looking to start up a franchise.

To find out more about how NatWest can help with franchising, click here- or call 0800 092 9117.

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